The moment you start getting your first paycheck and setting up your bank account, you find yourself bombarded with credit card salesmen trying to make you sign-up for one.
For the most part, they are free, so you say, “why not?”
But then again, you find yourself approached by some other banks who want you to sign-up for their credit cards as well.
“With our credit card, you get miles, you get free access to airport lounges, you get special discounts and offers, you get to pay now for specific merchants and install the payment in 6 months with 0% interest rate, you get, you get… and then you get some more.”
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